PERAN LEMBAGA KEUANGAN SYARIAH DAN DAYA TARIK MASYARAKAT TERKHUSUS PADA SEKTOR UMKM

Authors

  • Aulia Daisy Arsy Syafitri Universitas Pembangunan Nasional “Veteran” Jawa Timur
  • Devina Lutfa Dianti Universitas Pembangunan Nasional “Veteran” Jawa Timur
  • Nadila Salsavira Universitas Pembangunan Nasional “Veteran” Jawa Timur
  • Renny Oktafia Universitas Pembangunan Nasional “Veteran” Jawa Timur

DOI:

https://doi.org/10.59024/jise.v2i2.686

Keywords:

Islamic Financial Institutions; MSMEs; Sharia

Abstract

The Islamic Financial Sector (IFS) is a rapidly growing sector in the Islamic economy. IFS operates on Islamic law, so it must always adhere to Islam. IFS plays a crucial role in implementing Islamic principles aimed at helping society achieve prosperity, honesty, and fairness through a profit-sharing system. One of the key players in the Islamic financial sector is Islamic banking, which has a low credit risk, resulting in a sufficient margin for MSMEs. MSMEs, also known as Usaha Mikro Kecil dan Menengah (UMKM), are a type of productive business owned by individuals or corporations and regulated by Law No. 28 of 2008. UMKM has a significant role in Indonesia's economy. This potential is what motivates Islamic banks to facilitate the provision of loans to MSMEs. As time passes, Islamic banks have become capable of supporting MSMEs, which in turn attract MSMEs to conduct transactions at Islamic banks.

References

Bhakti, R. T. A., Bakri, M., & Hamidah, S. (2013). Pemberdayaan UMKM dan Lembaga Keuangan Syariah Melalui Prinsip Bagi Hasil. De Jure: Jurnal Hukum dan Syar'iah, 5(1).

Marlina, L., & Rahmat, B. Z. (2018). Peran Lembaga Keuangan Syariah Dalam Mengimplementasikan Keuangan Inklusif Bagi Pelaku UMKM Tasikmalaya. Jurnal Ecodemica, 2(1), 125-135.

(20 Maret 2023). Bank Syariah Indonesia (BSI) Salurkan Pembiayaan UMKM Rp 506,58 Miliar di Lampung. keuangan.kontan.co.id/news.

(21 Februari 2024). BSI Permudah Akses UKM atas Pembiayaan Syariah Lewat Bisnis SME. Jakarta: CNN Indonesia.

Maryani & Zainal Abidin. (3 Juli 2021). Peran Lembaga Keuangan Syariah Dalam Pemberdayaan Usaha Mikro Kecil dan Menengah (Studi Kasus Bank Syariah Mandiri Kantor Cabang Lumajang). Jurnal Manajemen Bisnis, 72-75.

Muheramtohadi, S. (2017). Peran Lembaga Keuangan Syariah dalam Pemberdayaan UMKM di Indonesia. Jurnal Ekonomi dan Perbankan Syariah.

Suci, Y. R. (2017). Perkembangan UMKM (Usaha mikro kecil dan menengah) di Indonesia. Jurnal ilmiah cano ekonomos, 6(1), 51-58.

Downloads

Published

2024-03-22

How to Cite

Aulia Daisy Arsy Syafitri, Devina Lutfa Dianti, Nadila Salsavira, & Renny Oktafia. (2024). PERAN LEMBAGA KEUANGAN SYARIAH DAN DAYA TARIK MASYARAKAT TERKHUSUS PADA SEKTOR UMKM. JURNAL EKONOMI BISNIS DAN MANAJEMEN, 2(2), 147–154. https://doi.org/10.59024/jise.v2i2.686

Issue

Section

Articles

Most read articles by the same author(s)

Similar Articles

1 2 3 4 5 6 > >> 

You may also start an advanced similarity search for this article.